A 401(k) is a retirement savings account that allows you to invest a portion of your paycheck before paying taxes. In many cases, employers will match part of your contributions, giving your savings an extra boost. This combination of regular...
https://www.youtube.com/watch?v=lT2UXwiRAbw Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined by instability and strict religious messaging around money; Arie’s...
Budgets fail because they're designed to restrict your life instead of enhance it. Traditional budgeting focuses on cutting expenses and tracking every dollar, which creates guilt and makes you feel deprived, so you abandon the budget within weeks. Reason #1:...
https://www.youtube.com/watch?v=1sHPetw-k6U Kate and Keith have spent years afraid to spend—until now. In part 2 of this conversation, Ramit challenges them to rewrite the money scripts that have ruled their lives: Kate’s need for control, Keith’s fear of being dependent, and...
https://www.youtube.com/watch?v=5v7C1SY5YpQ Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. But with only $30,000 in...
https://www.youtube.com/watch?v=0MECmXk3YUs Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment, and financial instability. Vanessa is a risk-tolerant entrepreneur who sees money as...
The key to making a successful career change is to clarify what you actually want, use stepping stone roles to reduce risk, build experience before you quit, grow your network through real conversations, and reshape your resume to tell a...
https://www.youtube.com/watch?v=6paRo1nr-Tw In this rare and intimate episode, Ramit takes the hot seat alongside his wife, Cassandra, as they’re interviewed by their close friend Julie Nguyen. Together, Ramit and Cass pull back the curtain on how they navigate money behind the...
I recommend having 2-3 credit cards total. Remember, the point of life isn't to squeeze out the maximum amount of credit card rewards—it's to live a Rich Life with simple, effective financial systems. The Ideal Number of Credit Cards for...
https://www.youtube.com/watch?v=7dAOG0vqgIg Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to money. Clara racked up $20,000 in credit card debt, while Devin chooses to gamble...
